Also, I'm 32 and she is 33 and I want to ensure she is taken care of as best as possible w/ a finance safety net for life (I know 1.2 millino isn't a lot for 40 years); is there a way I can put 50% in a mutual fund that she can only collect dividends from and 50% in a 20 year annuity or something?Welcoming all advice related.
Her income potential is roughly $30k-$40k/yr and will never go up probably
Also, we have no savings or 401k. I make 130k/yr and we live paycheck to paycheck because we are retardedly financially irresponsible....and somehow are able to waste that money without buying luxury goods, drugs, or gambling...
No need to say stuff like "sorry for what your going through and such", this isn't a sob story.
Submitted January 08, 2017 at 05:29PM by DyingMcDyersons http://ift.tt/2i80u7A
