Hi I'm 16 so I live with my parents (mom and grandma) and I am seriously worried about my future. My grandma is the one who is in charge of writing checks, saving money, and depositing money and such. She has always been good with money and has a very high credit score, so we use her bank to save money. My grandpa passed away last year (bless him) but he made my family very rich a few decades ago with his shop. Later he gambled most of it away leaving us somewhere in the ball park of 250k-300k. I don't know anything about my dad but apparently he was into drugs and got my mom pregnant and bailed. Shortly after I was born my mom went into a shopping spree and it got so bad she had to file bankruptcy. I don't know how bankruptcy works exactly but she ended up living with my grandpa, grandma and now me. So anyways this all started back a few years ago when I found out my mom wasn't paying the sprint phone bill. I looked at the bill online and it amounted to around 1,500 dollars. This seemed like a huge amount to me especially since I was 14 and I freaked out and told my grandma. She got mad and they yelled at each other for a bit before eventually deciding to have my grandma pay it all off and switch plans. less than a month later I find out she owes 5000 dollars to the gift shop at her hospital. Alright so cut to last week and this sane shit happens again. Another 1,000 bucks down the drain. Now today I see her phone she's on a bank site (she's not allowed to have any credit cards except for the debt card from her job) and I ask her what it is and she tried to close it but I get it just in time. She owes 2,250 dollars to tjmax. I mean seriously what the fuck? She can't even remember what she bought with it. She also has a target red card she owes 500 dollars to. Oh and a credit one card there's another 500. In total it amounts to 3,346 USD. I'm sure she has more that she won't tell us about and it took a lot of screaming and yelling to get her to give up the passwords. I did not lay a finger on her but my god i wanted to break her fucking nose. The stress she causes for my poor grandma, who does all the chores and cleaning while I'm at school and cooks for her. My mom just sleeps all day and eats. She is just a disgusting person overall. I really wish I didn't have to say that about my mom but it's true. She is very fat, she never showers, she never helps out, she works 2 days a week at most as a nurse, and stockpiles all of these fucking necklaces and perfumes and garbage.
I have really tried to not hate her and just tell myself "she's your mom, you have to love her" but I can't I just can't deal with this laziness and carelessness. I work very hard in school. Last semester I got straight A's. Sorry for making this go off topic but I had to let that out. Anyways, what do you all think I should do about this? She keeps buying stuff and my grandma doesn't put any restrictions on her. I have a summer job and i make 350 a week but the summer is not a long time and I don't know if I want to spend my money on my moms debts. I heard that her debts would pass down to me but I don't know if that's true. Please help me understand I'm terrified of what could happen.
Submitted January 22, 2017 at 10:30PM by thomasJCK http://ift.tt/2jnrgHp
