I am somewhat of a no-frills, follow my asset allocation, type of an investor. There are a couple exceptions, I'll hold between zero and 10% individual stocks at any given time, and just assign them to the appropriate allocation category. And occasionally sell covered calls.
With that said, I'm not a set it and forget it type of person. At the beginning of every year, I do some research for each segment of my allocation, and I will make adjustments to the allocation based on my "guesses" an rebalance. This has served me well, as my deviations have almost always "beat" may base allocation, by a little.
It seems the monthly changes, which I don't have the time to research, makes a lot of sense to me. If it works for me annually why not monthly? Does any one here do something similar, or use modelinvesting.com?
Submitted January 19, 2017 at 02:45PM by tzujan http://ift.tt/2k5xLyk
