Background: M/22 About a year ago I had some trouble getting a first credit card because I had no credit history. I decided to bank with Bank of America so that I can get a secured credit card. I made the minimum $300 deposit requirement. Now just recently I got a letter that my limit has been increased to $1800 and they even gave me back my initial $300. So of course at the same time that all of this is going on I'm getting a few letters from credit card and loan companies telling me that I'm pre-approved and that I should sign up or whatever.
One of the ones that I'm looking at is the Discover it credit card. Do any of you know if this is a decent card to get or should I just stick to my Bofa card.
More background: work full time; part-time student; No debts ; have emergency fund; always pay everything on time.
Submitted January 03, 2017 at 02:31PM by TheCoolNeighbor http://ift.tt/2hN15bv
