Hi. Just got laid off and I support myself, my fiancee and our two cats.
Just gotta make it to February when tax return comes as well as my fiancees student loans, so we can pay ahead on rent amd utilities.
230 car payment due at latest 15th of jan,
Insurance 210 jan 14th.
105 to cc, predatory loan. Predatory loan is the only one that is set to automatically take out. I have amazing history with ny other ones that if I have to sacrifice (which it looks like I will) I can. That would also take it down to about 30.
Temp job I got pays 11 an hour, but I'm not getting 40. I dont know if Im working the whoke week and we dont work 8 hr days.
My mom can help 200 midmonth.
Rent for february will probably be 750.
35$ overdraft fee from my bank.
My plan is to put enough on the cc to do the payment and make the payment to predatory loan, killing 2 birds with one stone.
Ive been applying everywhere. Even stuff like mcdonalds, when I havent worked there since I was 16. I have a ton of backround in call center, (4-5 years) but I dont want to go back to that. If I find something decently paying I will, but I would rather work 2 jobs than call center.
Am I missing anything?
Side note: i know the predatory loan was a bad idea. I didnt expect to get laid off and we just wanted to get through the end of december. I know this was very, very stupid.
My mother is very bad with finances. I didnt want to take her help but I needed it. She even admitted she didnt know what to do when I asked her. Thats why I am asking you guys.
Edit named the predatory loaner
Submitted January 04, 2017 at 09:28AM by PositivityByMe http://ift.tt/2j4DS5v
