Hello,
I'm a 23 y/o who has been working full-time for about a year now. I have been maxing my backdoor Roth IRA, 401k, HSA, and occasionally throw some spare income into a taxable brokerage. There are no plans of changing this strategy for a while.
As of now, here is how my portfolio is diversified:
Roth IRA: 100% FXAIX (S&P500)
401k: 75% FSKAX (Total US), 25% FTIHX (Total INTL)
HSA: 75% FSKAX (Total US), 25% FTIHX (Total INTL)
Taxable Brokerage: 100% VOO (S&P500)
I have some international holdings in there, but I've been thinking I should diversify a bit more into either small/mid cap, individual stocks, or more specific ETFs (QQQ, for example) in either my IRA or taxable brokerage.
I know everyone has slightly differing opinions, but I wanted to dicuss some different suggestions here.
Submitted July 21, 2024 at 11:17PM by TheJollyFancher https://ift.tt/k0OBguZ
