If I can contribute an entire lump sum for my ROTH at the beginning of each year from savings, is there any general recommendation that a lump sum investment (say the $7,000 contribution limit for 2024) all at once at the beginning of each year, or is a DCA across a full year the best approach?
Obviously this depends on the market performance for a given year, but in general I am wondering if any general wisdom exists for this.
For context, I’m not super sofisticated with ROTH investments, just 80% into an S&P ETF, 20% into other areas.
Submitted May 09, 2024 at 12:40AM by JimmyRustler22 https://ift.tt/08pKsI7
