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I’m a long term investor with a 20+ year time horizon. I’ve been using short term t-bills as a HYSA for excess cash and as an emergency fund. I’m debating selling -20% OTM puts on qqq and spy for year end with the increased volatility to pick up some extra cash. At this point I feel like I should be a buyer if the market drops 20% from a long term perspective. If it doesn’t, great, just added yield to my savings. Convince me otherwise…



Submitted April 20, 2024 at 01:10AM by enty0501 https://ift.tt/LJHKThv

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