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This must if been asked before so forgive me as I haven't seen it. I've got a student loan, current payment is 380usd a month. In the past I've been paying 100 more a month as a one time payment when my statement is due. Just curious if it makes more sense for me to keep doing that to pay the loan down or if it's better for me to make one payment of the min balance and then an extra one of 100 dollars.

Some background info, I have 32k left on the loan and 146 payments left at 380 usd

Let me know of your thoughts and thanks in advance!!



Submitted April 21, 2024 at 10:41PM by auko225 https://ift.tt/HLOzY7j

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