I have 12k in my savings and I know there are better better uses for that money in terms of returns. I’ve kept it in my savings because I enjoy the emergency fund security, but I know it’s not wise to keep that much in savings.
What’s a good option that relatively safe and can still be accessible in an emergency. I know Roth IRA contritions are smart(and I have around 30k in that) but that’s untouchable till retirement. Index funds are smart but not sure how much to put in incase the market crashes in the short term and I need money. Any suggestions for a young cautious investor?
Submitted March 26, 2024 at 01:59AM by BullfrogElectronic13 https://ift.tt/bc2jvUO
