You can’t tell me anything I haven’t already told myself about how dumb and naive I was, trust me. I just want to know if I have any options at all.
Incredibly long story short, I have stellar credit, ex had terrible credit due to family members opening lines of credit and racking up medical bills under his name when he was a child. I co-signed on a vehicle with him. Turns out to be an emotionally and physically abusive person. Dump him, we move on, but he refuses to take me off the lease.
At this point it’s been nearly 4 years since I originally co-signed, and I can’t comprehend how his credit isn’t good enough to be on his own or for him to have someone else cosign for him. I’m about to finish paying off my student loans and I’ll have no other debt other than this auto loan that I don’t even have access to. He won’t provide me with any info on payments being made, when the loan is expected to be paid off, current amount, etc. I can check on credit karma and see the balance and see that he’s not missed any payments (that’s been reported anyway) but that’s about it.
Do I have any rights as a co-signer? Is there anything I can do? If it makes you feel better to call me stupid one more time while responding that’s fine, as long as you can give me some insight on this because no one seems to have any answers. I just want all ties to be cut from him and yes I know hindsight is 20/20. I’ll obviously never do it again.
Submitted February 20, 2024 at 10:49PM by Bella_201801 https://ift.tt/EAZMGkn
