In a 401k, you don't get taxed when selling/re-balancing funds. So it seems like the perfect place to play with more risky investments early in your career.
For instance, with bonds paying 5+% and all of the recession/market FUD, it seems like it would be a great time to switch from stocks/target date fund into bonds. When the market crashes or when bond returns drop, move back into target date fund/index funds?
The risk of course is that the stock market goes up and the money in bonds miss potential gains.. But bond returns are good now too.
Submitted November 07, 2023 at 11:55PM by reParaoh https://ift.tt/jDPi0WS
