22y/o here, I recently got a good job, I start early November. This job is 50k a year and I make additional monthly bonuses on top of that 50k. I currently make 16k. I have 18k of student loan debt. My loans go as followed:
3,500 at 4.53% 5,500 at 3.73% 2,007 at 3.73% 4,500 at 2.75% 2,005 at 2.75%
I am thinking of staying at my current barista job on the weekends at 12 hours a week to supplement money towards my student loans. This would put me at 52 hours a week with ZERO days off. My barista gig would give me an extra $800 a month.
I don’t want to be in debt but I also don’t want to be dumb about this. I know credit score can drop after paying off debt, I’ve been at a 750 for awhile. I am unsure of what the smartest decision is for my future.
Submitted October 09, 2023 at 04:23PM by sleepykilljoy https://ift.tt/nmVqpw4
