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Only costs usually 3-5% upfront depending on the card, but not due immediatelly, just tacked onto principal.

Just curious why this isn’t advocated more for on this sub. I’ve been doing this for years to avoid paying the +20% interest rates otherwise. For someone who is managing cc debt and paying it down, this is a good method. I don’t have the $$$ to pay it off all at once, but locking in that 0% interest really helps me make a significant dent in my overall balance.



Submitted October 19, 2023 at 08:48PM by Awkward_4472 https://ift.tt/MAhEBc9

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