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Hey everyone. I just turned 21 and have finally been able to earn $6500 to invest in my Roth. Most of my money is in a high yield savings account in Wealthfront. I also have a few hundred in crypto on Coinbase and a few hundred in a Robinhood account. I'm thinking of moving my Robinhood investments into a Charles Schwab Brokerage Account that would be in all high dividend-yielding investments.

For my Roth IRA, I'm thinking about the following mix:

70% Large Cap ETFS = 70% SCHG
10% Small Cap ETFS = 10% SCHA
15% International ETFS = 15% SCHF
5% Emerging ETFS = 5% SCHE

I also want to invest in SWPPX but don't know how I would include that in my mix. I understand all advice isn't financial advice but based off my research this seems like a good mix.

If I was to input my SWPPX, I'm thinking 50% SCHG and 20% SWPPX. Thoughts?



Submitted October 28, 2023 at 01:51AM by MikesLemon https://ift.tt/Jph4lwG

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