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Hello,

I am a f30’s and have made dumb mistakes during my 20s.

I have one personal loan 11k interest rate 12% 1 visa credit card 6k interest rate 18% 1 Discover credit card $ 1295.00 0% APR until 3/24 1 credit card 3600.00 0% APR until 08/24

I only make about 2200.00 monthly and feel hopeless. My credit is fair so I can't get a loan with a lower interest.

I know this is horrible and pretty bad for someone my age but again I made poor choices and now I'm trying to fix it.

I appreciate any suggestions on what I should do. I was told to go for the highest balance first but I have also read about going for the highest interest. I don't know if I should just consolidate all the credit cards together but I think the rate will be pretty high.

Any suggestions on how I can make progress to lower this, I will truly appreciate. Thank you.



Submitted August 30, 2023 at 09:18PM by SweetNSour888 https://ift.tt/T9zp6Le

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