For some context, I am 22 and recently got a new job at Walmart. I want to become a cybersecurity analyst and am currently working towards my certifications. I've never been good with money and always found myself blowing my entire paycheck on things I wanted and not what I needed and wondering why I was broke a week later, unable to pay bills.
I quit my last job without any future lineups (such a big fucking mistake. Lesson learned...), with the false delusion that I would find another job quickly. I was wrong. Apart from doing UberEATS, which was okay money but my car couldn't keep up and became unsustainable, I was unemployed until literally last Friday. My first paycheck lands on the 31st, what are the active steps I should take toward saving? I really just don't know how to.
Another issue/question is seriously getting to me now: I have zero credit at the age of 22. Because of my spending habits previously, and honestly some pretty bad anxiety, I didn't want to get a credit card because I knew I wouldn't be able to pay on time and also because my mother had advised me to wait until some recent events had taken place until I was to do so (moving into a new house, getting a new job, etc). What should I do to build good credit and save at the same time? Any advice would be appreciated.
Submitted August 19, 2023 at 07:28PM by sandywitchface https://ift.tt/UkPVdCw
