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My question is what is the best way to look at properly diversifying (2) Roth IRA accounts. I run mine and my wife's. Should I be looking at them collectively even though they are separate but not really.

Both accounts are currently majority index funds and then some specific equities.
Mine: VOO, SCHD, VB (Majority holdings)

Hers: VTI, SCHD (Majority holdings)

So my question is...do I look at it and say well we already SCHD in one account so I shouldn't own it in another? Or should I look at each accounts as separate entities and buy accordingly?



Submitted March 17, 2023 at 08:23AM by UnderstandingFalse43 https://ift.tt/nKx4dV0

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