We’re on payment plans for car, house, medical, as well as monthly credit card and daycare. I just found out my husband’s work did not take out nearly enough income tax. So in addition to the regular monthly payments we’re now facing an added payment plan of a couple hundred dollars per month or a blanket payment of thousands. The money simply does not exist.
I’m entirely overwhelmed and we are literally one appliance break or doctors visit from financial ruin at this point.
My husband simply does not take these things seriously and I’m alone in managing our finances.
So what if I just stop paying things? At this stage I’m not seeing an option. We can’t skip daycare because we can’t work then. But the others, the money isn’t there. Also we don’t live lavishly- house is worth about $150k. We eat in and wear old clothes and don’t have cable TV. This is ridiculous at this point, there’s nothing left to cut out.
Really in a mountain of despair over this. I was hoping to have a tax return to help cover some necessary/urgent house repair we had in December which depleted savings. We’d had some cushion for emergencies but somehow the emergencies mounted. I have absolutely no idea what to do.
Submitted February 27, 2023 at 02:43AM by MakeMomJokesAThing https://ift.tt/fgLp3Do
