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Hi. I was unable to find a satisfying answer online so I figured that I would ask this here. I’m in the US if that helps.

Like selling a stock at a loss, does the same idea apply when rolling over my work’s Roth 403b to my Roth IRA? Am I locking in a loss when I roll over in a down market compared to waiting for a bear market?

Am I better off just rolling over as soon as I leave my job considering that my work plan has higher fees?

Thanks!



Submitted November 04, 2022 at 03:59AM by Present_Assumption_4 https://ift.tt/2dGI5bT

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