I didn’t use my car often and it was insured for the minimum required liability:
15k bodily damage and 5k property damage
An hour ago, I was involved in a pretty serious accident where I think both our cars got totaled. No injuries were reported at the scene but the other driver and their passenger said they have a neck pain later. At this point I don’t care about my car, but the other car was a Subaru Outback which I think costs way more than the above limits on my insurance. What happens next if it’s determined that I’m at fault? I don’t have any recollection of what happened, but witnesses told me I passed a red light ( I’ve never done that in my life, but maybe I didn’t see the light this time).
Do I have to pay the full damage for the other party out of packet if it’s higher than 5k?
Thanks in advance; I’m under a lot of stress any comment is highly appreciated.
Submitted November 26, 2022 at 09:00PM by the_captain_ws https://ift.tt/bS0oy5n
