Assume I want to have the money back at around 1 year from now, with a profit of course. Let's say, maximum on the 1st of March 2024.
I got a lot of help from you guys in my previous post, and that made me check the Bonds section on the IBKR web platform.
There are quite a few categories there, and from my exploration, it seems like it is possible to get some decent coupons nowadays, of course, depending on the risk.
I wonder where should I put my money. Or how to diversify it. I have around 100K$.
- T-bills are very safe and can generate around 4.5% nowadays as I see.
- CDs have the same yield as bills, but the money is stuck without the ability to get it till maturity. So they are less attractive.
- Corporate bonds are riskier but some have good risk/reward with rates at around 8%.
- Muni bonds are an interesting thing I came across right now. As I understand, It is pretty safe because it is issued by governmental entities. Most of them are a bit overpriced right now with coupons at around 4%.
- Non-US gov bonds have also some interesting offerings at around 4-5%.
As I see it, it's better to buy the US t-bills as they are presumably the safest and generate yield pretty much as all the other ones.
What do you think?
Submitted October 23, 2022 at 02:58AM by igaloly https://ift.tt/nNs6xq2
