For those of us who pay our credit cards in full each month, what is the best credit card?
Mine is the Sam's Club Plus: 5% back for gas, 3% restaurants and 3% in-store; I would argue no annual fee, because I would be a plus member regardless
The next closest is Citi double cash for essentially 2% back with no annual fee.
Amazon was lesser, but 5% in store and no annual fee
I've had a friend who argued his Amex that gives 6% back at grocery which he tested to see that he could buy gift cards, and basically, with planning, get gift cards for everything at 6% back. Though the planning part sounds exhausting and there was an annual fee
***My only rule is, if you have an annual fee for your card, you have to justify your Cashback exceeding that amount and then easily beating those without one
Submitted August 11, 2022 at 02:10AM by ingres_violin https://ift.tt/HFTjSUd
