I'm in a tight spot financially and I own a house. Is selling it to a house flipping investment company really my only option here? Its unbelievable that there's no way to get some sort of secured loan on it?
I've had health problems for months so my credit has dropped from 700-something to 620. This is surprising to me, I haven't been late on a payment on my credit cards but they've been maxxed out and I haven't been able to drop the balance at all.
I have 100% equity in my house.
My debt to income ratio is like 9%.
My only other option here is to title pawn my car, which is much more risky, barely gives me any money and the APR is like 1000% of something crazy.
I've been self employed and don't have real paystubs. Can I make them myself somehow? I have tax returns from the past 3 years, are those worthwhile?
It seems like all I read online though, everything else can be good but with my credit score its hard to get anything? Min score for a home equity loan is like 620, but more often 660-680. Really?
Submitted August 30, 2022 at 02:35AM by Tinton3w https://ift.tt/7uh1oSD
