I had an open collection with an agency I corresponded with via email, in those emails gave me a reduced balance, and paid over 400.00 in payments to that balance ( they acknowledged this in the email).
- I had not made a payment in a few months as it was stated I could pay the balance as conveniently as I needed.
- Apparently, they sold this debt to another agent, this agency shows a balance over 600 dollars higher than previously agreed upon, and they are reporting a two-year-old debt as Opened 5 days ago, tanking my credit score.
- I need advice, as TransUnion is not very helpful when filing disputes.
I know it should have paid it faster, but having family issues made that impossible, thank you to, anyone, who has advice on this. Maybe I'm just screwed?
Submitted July 08, 2022 at 05:54AM by Unlikely-Scratch-835 https://ift.tt/XChYSV7