I've done a little research and I Bonds from US treasury direct is the closest I could find to what I'm looking for. Only problem is that the bond you could buy are capped at a certain amount yearly.
I just need a way to not be able to withdraw the money for a predetermined amount of time and for the amount I could deposit to not be capped (so 401k and IRA don't qualify). Savings accounts don't cut it either because they just impose relatively meager penalty fees for withdrawing early or just a few days at best to transfer the funds to your checking account.
Ideas?
Submitted March 09, 2022 at 01:43AM by x_Freesoul_x https://ift.tt/i4Ve5F2
