I and my partner are in our late 30’s, completely debt free, not looking to buy a house (it’s typically covered by our employers) and we have a nest egg of about $300,000 in various investments and retirement accounts. I’m completing a masters degree next year that should cost around $30,000. My question is, if my loans are capped at rates below 6%, does it make sense to pay them off immediately?
I paid off my undergraduate loans about 8 years early and when I think of the money those payments could have generated in this past decade, ugh I want to kick myself. So this time around, I feel like my choices are to pay off my loans early again or stretch them out and let what I would pay them off with go into safe ETFs and possibly this https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds_ifaq.htm
Any advice is welcome.
Submitted March 27, 2022 at 03:01AM by NextYearIsHere https://ift.tt/1frcJFW
