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So my car I bought less than a year ago, I just got approved to refinance with another company at a lower rate. They are working on sending a check to previous lender now to take over my payments. My cars engine blew on the way home, sounds like a thrown rod, pretty sure the engine is shot because of it.

I DO HAVE GAP INSURANCE

Who do I contact?? The original lender who hasn't received the check yet, or the new lender, who now will be taking on a broken car?

I am so upset I cannot think straight. A new lender literally accepted my application TODAY, and my car breaks.

I have never had to deal with anything near like this, who do I contact first? The dealership that sold it to me? The first lender, the second?

Tomorrow I am going to contact the dealership and see what they can do to get this car to them, 30 minutes away. Like wtf this car is less than a year old, has been serviced, wtf is this?

Please help, I have no idea what I'm doing. I don't have money, pay check to pay check like most. I cannot go without a car, and I cannot afford the costs to cover another one while my current one is being repaired or replaced. I feel like I am so fucked. THIS is the simple thing that can break a person, I feel it already.



Submitted March 14, 2022 at 11:47PM by rickastleysanchez https://ift.tt/tyhNVup

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