I'm finding myself to be in real debt for the first time in my life. After a very long toxic relationship I needed to move away to a new city and find a new job.
I've been airbnbing for 4 months till I could finally find an apartment, I have a decent job but I can't find a good way to reach and of the month with my current debt (about 6k euros)
My monthly pay gets annihilated within a few days because of the many expenses I had to do for the new home and between rent, gas and food I find myself almost 1k neg already after 10 days post monthly pay.
I never really had money issues before and my family and friends can't help me.
My 6k euros debt comes from credit card expenses (had to buy and or replace furniture and my computer I use for work too) And I thought about raising my limit to 8k so I would be able to transfer 2k back to my bank account but sadly my cc company just told me they can't do that atm and I'm stuck.
On the one side those 2k would greatly help me this and next month so I can slowly recover and reach the end of the month in green again but by doing that my debt would obviously increase even more.
What do I do? What other logical options would I have ?
I live in Germany atm
Here an approximation of my monthly expenses:
My income is ~ 1800€ net (aka post tax)
700€ rent
250€ heating/electricity/maintenance for my home
70€ internet for my home (no way to have cable /dsl where I live so I gotta use the more expensive lte router option sadly)
50€ mobile phone data/calls
550€ debt collection from past purchases (Going to the aforementioned 6k in total)
40€ car insurance
~250€ food
~180€ fuel
Submitted January 12, 2022 at 06:05AM by shoni89 https://ift.tt/3K4jyyv
