Hello,
I recently graduated with a Bachelors in Arts and Sciences (English) and was planning to move out of my parents house and finally be on my own. Unfortunately, over the holidays my father unexpectedly passed away. He was the only full-time worker in our household of now, 4. My mother is a stay at home mom and I have two younger brothers who are recent legal adults.
My brothers have part-time minimum wage jobs like me, and were also attending community college. We're not sure what to do, everything seems so overwhelming, as we're still grieving over my father's passing. We rent the house we currently live in and my father left behind 3 cars he was making payments on. We pretty much have decided to take back 2 of the 3 cars, as we can not take on payments for all of them.
I have some money saved to keep us afloat for the time being and I am trying to find a stable full-time job. My brothers are also looking for full-time jobs and will most likely have to drop out of school until we can get back on our feet. My mom hasn't worked in years and is not in the best health, especially after losing her husband. I'm just trying to figure out the best solution for us right now, but I just don't know where to start.
My father was a veteran and did have some retirement money coming in that my mother will receive monthly, but it's not much and as far as I know he did not have life insurance. I think the VA has some benefits but it's just all so confusing I'm not sure if my mother even qualifies. We would like to buy a small house instead of throwing money away on rent, I'm just not sure how realistic that is. I have decent credit, I just don't have the proof of a stable income to maybe get a loan for a house.
Does anyone have any tips or advice on how to proceed? We don't have family where we live so we're pretty much on our own. My mother's first language is also Spanish, so I have been trying to sort everything out for the family. Any suggestions would greatly help.
Submitted January 05, 2022 at 02:50AM by cafegemini https://ift.tt/3eRZYqR
