Hi, I stupidly allowed my ex to borrow money from me. He did it by maxing out all my credit cards & getting me to take out a personal loan in my name for him. I'm now 28k in debt and I have no idea where to go from here.
I talked to a debt management program and the payment plan would take 53 months and I'd be living paycheck to paycheck during that entire time.
My take home pay is $3000 a month and my minimum payments right now would be $850 vs the $780 that it'd be with the of program.
I have a car (2019 toyota rav4) and my rent is $930 a month.
I'm not sure if I even qualify for chapter 7.
thank you.
Submitted December 21, 2021 at 09:14PM by peppermintcaffeine https://ift.tt/3J7kQIx
