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Hey guys,

In a hypothetical situation, lets just say you are in your 20's and you have 100k USD sitting on the side and that's it. You have your typical living expenses such as food and rent but you have a steady job that completely covers that every single month.

What would be the best strategy/approach to maximize long-term gains in this scenario? What percent of your total money would you have invested in stocks (lets say index funds, primarily VTI for example) vs what percentage would you store in your bank/savings account?

What would you do in this situation and why? How much of the total cash stack would you have invested at once and what strategies/approaches would you use to maximize long-term gain without taking an incredible amount of risk? Let's just say you do not need the money anytime soon and plan on holding for the long-term, especially through volatile times.

Curious on what you guys all think



Submitted November 25, 2021 at 02:22AM by strengthandhappiness https://ift.tt/3xkpxZY

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