Payment is $173/month in 48 months. I’m planning on paying it all off at once, once I get to the $2k-$3k mark.
Credit score is 710 & I checked this personal loan rate online with my bank’s website not with a teller
Edit: -It’s for an apartment for 4 months until I can get a decent job.
-I thought that was my only option at this point. I’ve been applying to jobs and it’s hard to find one that’ll be enough. I have a part time job right now. Maybe I’ll take another job that pays a little more & reduce the loan amount.
-income is about $940/month right now because my job is super part time. Might start a job that’s paying $2k month in a few days but they’re taking forever to get back to me & I’m getting anxious
-I have $5500 in credit card debt
-I’m not paying anything besides food ($300-400), gas ($200), insurance ($180) , credit card bill (like $100) & phone ($50) right now (living in my car). I have $2k in savings. Probably could get another $1k if I sell my stocks
-not spending on entertainment/luxury although the food I’m eating is fast food as I can’t cook b/c I’m in my car & I know that adds up
Submitted October 06, 2021 at 07:23AM by Orangedilemma https://ift.tt/3AdN0Mh