So back in 2016 i got laid off due to my company being bought out. i was able to make the minimum payments for a time but eventually had to prioritize my spending and the credit cards were the first to default.
Now that im trying to rebuild my credit and am monitoring my reports, Experian is showing this Chase account as only being "18 potentially negative months" while my old Credit Union is up to date with "54 potentially negative months".
My questions are why does this not update?
Has the debt collector given up on collecting(not sure who the debt collector is)?
And is there a way to remove this from my report?
Submitted October 06, 2021 at 10:06AM by anthony360 https://ift.tt/2ZSqSdS
