I’m 26 and finally received an offer to start in my dream field. I’ve been working at my current job for 2 years (started at $14 and currently at $16). My Roth IRA has $10,611, my stock portfolio has $1835, and I have $2000 emergency fund(normally I like to have it at $5000). The starting salary for this career is $70,000. I was open to negotiation, but I didn’t expect such a high number so I just accepted. I probably did leave 3k or 5k on the table but I would’ve work for them for 10k less so honestly I’m happy. This is such a big jump to me I don’t know what to do. Employer match is 1 to 1 on the first 5 percent of eligible pay. If I’m correct that’s 3500 so I’ll try to continue maxing out my Roth IRA as well.I just wanted to know if anyone has any advice on how much I should be saving or any tips like planning a budget. I do want to move out and be on my own too. In terms of debt I have a car note of $200. My apr is 2.74 so instead of doubling up on car payments I put $200 in my stock portfolio to combat it.
Submitted September 09, 2021 at 07:28AM by WittyInternal https://ift.tt/3jVPiuu
