I have a house, it's very small. Mortgage is 750/mo, wife pays 250 -> my share = 500
Phone: 30
Electricity: 93
Water: 20
Internet: 40
Maintenance/repairs: 6
Total Housing: 688
Car Insurance: 57
Fuel: 47
Total Transportation: 102
Groceries: 240
Eating Out: 94
Total Food: 334
Misc. Personal: 10
Personal Care: 10
Spotify: 10
Hobbies: 11
Fitness: 21
Gifts: 48
Alcohol: 12
Google Drive: 2
Entertainment: 103
Total: 1238
Things that helped:
- Wife recently got a job and is now able to kick in a portion of the mortgage
- I stopped getting hair cuts and my wife cuts my hair instead
- I did not drive to work once this week, only walking or bicycle!
- I didn't drive much actually, and only got gas once
- Some things lined up. I buy dog food approximately every 1.5 months, I naturally skipped this month (no vet this month, no maintenance really, etc...)
- Eating out dropped substantially. We still got fast food here and there and went out for a nice dinner with drinks and appetizers for our anniversary... but it was intentional, not a splurge or an on a whim decision. We also walked to the restaurant
- If you like fast food, the dollar menu and coupons(in-app) are HUGE. I only spend about 3-4 dollars each time I get fast food, and I'm always full afterwards
- I finally broke down and bought less-maintenance tires and tubes for my bicycle the previous month, no flat tires since!
My day to day is typically waking up early, doing yoga before work, cycling to work (bringing my lunch), coming home and eating dinner while watching an episode of something, walking the dog, then exercising at the gym with the wife.
On the weekends I typically hike or tend to my garden. I usually see family at least once a weekend. The simpler I keep things the happier I seem to be, and the fact my spending drops substantially is a huge bonus!
Lastly, It's worth noting that I've calculated the worth /life expectancy of my possessions to approximately 330/mo. I obviously didn't spend nearly any of that this month, but I budget for it in the grand scheme of things. This is my car, computer, phone, bicycle, roof, water heater, fridge...etc
Submitted September 03, 2021 at 11:33AM by NonTechOrBTCFire https://ift.tt/3kW1CdP
