Hi, I stupidly took out a pay day loan 5 years ago and lost my job and never got round to paying it. I forgot all about this until I recently checked my credit file but it’s still showing as missed payments each month for 5 years. Why has it not been defaulted yet? Should it not be defaulted after 6 months of non payment? If this was the case it should be dropping off soon. I’m in the Uk
Submitted August 24, 2021 at 05:58AM by D11HUN https://ift.tt/3ybh9Ld