Hey guys, simple post here. I am getting really into PF and investing, budgeting, etc. While I know there are programs out there that do niche things better (I.e mint for budgeting, etc) I’ve recently taken up creating a consolidated spreadsheet guide for things related to PF that is easy to use and customizable. Currently it has the following:
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Budgeting including category breakdown, % of take home, % of expenses, budget comparisons (if you are planning to move or be promoted soon for instance), and emergency fund duration.
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total retirement contributions including traditional and Roth 401k, IRA’s, HSAs, ESOP, etc. with calculated current and future values based on % individual and company contributions and assumed current and future tax brackets for chosen retirement year.
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Debt plan / efficiency calculator (how much is going to interest instead of principal with your current payment plan and how long it’ll take to payoff if you pay X more)
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Near-Term financial planner. Currently includes the current and next month with inputs for reoccurring monthly bills, and irregular expenses so that things can be planned without going into debt in the near future between paychecks.
I plan to grow this spreadsheet more and refine it over the next couple months until it is ready to be shared with friends, family, and the PF subreddit to hopefully benefit people and help get them a better handle on their finances and to learn more. Is there anything missing from this list that you would like to know more about or wish that was made simpler? Please let me know and comment below! Thanks :)
Submitted June 08, 2021 at 09:02AM by spicyboi15 https://ift.tt/3w2GbvK
