Just under a week ago, I checked my credit score to see that it had dropped by 16 points in Equifax, and 18 points in TransUnion. I have one credit card, no outstanding loans, (for a car, house, or anything) I have a credit history of about 4 months, and I only deal with one bank. I haven't applied for any more cards or anything, (such to make a hard inquiry).
The only recent activity on my credit card are as follows:
April 16th, I spent $133. I paid it off on April 22nd.
May 26th, I spent $137. I paid it off on June 11th.
So I never had any negative balance last for longer than 16 days. My credit card limit is $500. I called my bank, and they said everything was fine on their end, and I had done nothing to set back my score from what they could see.
Does anyone have any ideas on what could have caused this drop, and how I can fix it, if it's fixable? Thank you very much in advance, for your help.
Submitted June 20, 2021 at 06:51AM by StreamKaboom https://ift.tt/35FD9C1
