So yesterday we had a collision after I had right of way. Police issued other driver a ticket. It When we called our auto insurer for advice and next steps, they told us that for them to get involved we would need to make a claim and that claim could result in higher premiums for us. It was suggested we go directly to the at fault drivers insurance. I saw a LifeProTip warning us that Insurance Company Adjusters may declare the car a total loss and initially offer us a low ball offer for a Cash Value Amount for our car that is drastically below Blue Book. Our Car was paid off. A 2011 Chevy Traverse in Good condition. I realize I will likely have to counter offer the other drivers insurance company eventually.
Question, Is it worth it to use my insurance to deal with their insurance, or should I just deal with the "at fault" drivers insurance and submit my clamis for car rental, doctor visits etc to them?
Submitted June 20, 2021 at 09:00AM by xosiris4 https://ift.tt/2SQxypH
