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I'm an 27 y.o. American living in Switzerland right now. Previously I was in the EU, and earning those sweet sweet euros. Before that, working in the US. Currently I have

  • 13k in a ROTH IRA in the US
  • A couple grand in USD cash
  • 8k in EUR
  • 15k in CHF
  • 9k or so in student loans to pay off, obvi in forbearance right now.

Really I have no idea about my future right now. I might move back to the US in a year or two, might work again for an EU company, or fuck off and travel/work PT for a friend. In addition to being mildly unnerving from a "I don't know what direction my life has" standpoint, it's also unnerving from a financial perspective. Should I move all of my funds to a single currency and put that into a mutual fund? Keep them diversified? A goal of mine is definitely to FIRE, so I want to make sure I can make the most use of time and compounding interest right now. I have a relatively large investment risk tolerance. Any input is appreciated, thanks!



Submitted May 12, 2021 at 05:12AM by Physical_Lifeguard_9 https://ift.tt/3eFVoN7

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