Hi, I'm 35, no kids, and live in California. My salary is ~156k and am a federal employee... here are the numbers...
- No credit Card balance/ Car payment/ Student Loans...
Monthly Mortgage/HOA/Taxes/Insurance on a 2 bedroom Condo: ~$3k, 430k left!
Previous 401k/rollover IRA/Backdoor Roth: $144k, Max out 6,000 annually
TSP: $53k (contribute about $19k annually, maxed out)
Emergency Savings: $15k
HSA (just started): $1k (max out at $3600)
I save about 22% of my income toward retirement. I have about an extra $800 - 2000 (depending on if I rent out my 2nd bedroom) a month after budgeting for travel, gifts, hobbies, etc. I'm trying to decide where to place the extra money. I was thinking brokerage account (any suggestions?) or start saving up a 529 for my Nieces/Nephews or try to get in on an investment property and stash away cash. And at this point, would it be helpful to get a financial advisor (Facet Wealth?)
Submitted April 30, 2021 at 10:22AM by n9154287 https://ift.tt/3vqcZhw
