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Hey! I (22M) currently have $45,000 and I am looking for the best way to plan out my investments the years ahead.

Currently I am investing in a breadth of things (not too broad, though) — 35% in ETFs (VOO, VTI, ICLN), 65% in mostly technology (NET, TSM, BB). After graduating from college this May, I’m planning to take a job that’d pay me $130,000 a year, for about a year or two.

The caveat is that I am planning to go to grad school to do a PhD (for 5-7 years), during which time I will only make ~$35,000/year, which is liveable but I don’t foresee myself being able to invest much more in those years.

I am looking for advice - in terms of investing (whether I should try to invest in things other than stocks, for example), or just any investing tips that you wish you had when you were 22 years old. I really hope that by the time that I’m 32, I would have already accumulated enough amount of money to buy a house and start a family with my partner.

Thank you so much! :)



Submitted April 06, 2021 at 11:55PM by infjisfplove https://ift.tt/3wt6VGx

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