I’m 20 years old and keep seeing how great opening a Roth IRA, but I plan on moving out of the United States after I complete my undergrad. I’m thinking of getting my PhD in New Zealand and living out there the rest of my life. The issue is, if I take out my money early, there’s a 10% withdrawal fee. I’m not sure if I should just keep my money in a bank savings account, if there’s any alternative options for me to increase my savings, or I should just put it in a Roth IRA and take the 10% loss when I leave the country (maybe 3-4 years from now). Any advice helps. Thank you!
Submitted March 07, 2021 at 11:57PM by b1ackbabies https://ift.tt/2OxQhEc
