I live in South Carolina. So from 4 to 7 years ago, I was late on a total of 14 mortgage payments due to a stupid mistake on my part (I misunderstood the due date and was generally only a couple of days late each time).
Am I screwed as far as getting a loan for building a new home? Is it not a big deal since it will all be 5+ years old by the time I apply? My debt to credit ratio is literally 0. My current home is paid off, no car payments, 3 credit cards with 0 balance.
Submitted March 04, 2021 at 06:11PM by BWANT https://ift.tt/38aqTv7
