Hello all-
We are about two weeks into closing. We signed off on everything including our rate of 3.25 (no points). Today she called me and told me that underwriting found out the underestimated our income and we don't qualify for the program she had us under that gave us 3.25, and our rate would not be 3.5, unless we wanted to to pay for points. She said it was 'her mistake' and 'my bad' multiple times. I told her she needed to match what she originally told us and what we signed off for at 3.25. She said she would ask but at the most they MIGHT do is 3.375, and told us 'its just the cost of going out to dinner a month, it doesn't make much of a difference'. If she messed up, can't her company eat the cost? She made a mistake, admitted to it, and now I'm paying more? I spoke with my real estate agent and she said we can switch lenders, I'm going to talk with my credit union tomorrow. Are we screwed, or can we hold her to the 3.25 that was on the paperwork we signed?
Submitted March 08, 2021 at 08:29PM by Katshia https://ift.tt/30w0Bit
