[27M] I’ve had a stable job with the same company for the last 5 years. Ive recently (in the last year) started taking my future retirement seriously. Prior to 2020, i only looked at my 401k a handful of times and never adjusted my contribution. Currently have 40K in my 401K, I believe my company matches up to 7%.
However, I just opened a Roth IRA that I will be contributing to monthly towards Target date funds, and ETF’s. Wish I would have done this sooner. My question is, should I continue to exceed the company match contribution to my 401K, or notch it down just to get the percentage match limit and put the rest into my Roth?
New to all this, but from what Ive researched I should get a more efficient return in a Roth IRA, right?
Submitted February 25, 2021 at 08:18PM by jupiterlouis https://ift.tt/3bK5PwB
