Two weeks ago I was rear ended in a horrific car crash and learned that having liability only is not being frugal, it’s being stupid. Even though the other party had insurance, it’s still much more of a struggle than if I had full. Days in the ER, the car sitting at the tow lot, ambulance expenses, treatments, etc etc etc. For the love of god if you have liability only please look into full coverage and understand that liability coverage alone is not frugal, it’s stupid. What a dumb mistake I made thinking I was actually saving a few bucks. This mistake has already cost me thousands that full coverage would have covered. And if the other party had no insurance or it was a hit and run, I would be absolutely screwed.
February 17, 2021 at 02:54AM