Long story short I let my parents put me on the mortgage for our new house because I have great credit and it saved them 1% on the interest rate. (I know, I know). They’re trying to refinance but the debt-to-income is wanky cause dad is semi-retired. They’re offering an FHA loan, which they would qualify for, but that wouldn’t change the payment a lot - which is half of why they want to do this, other part being to get me off the loan so I get qualify for a mortgage in the next couple years.
In the event that they can not refi, what are my other options for getting off this thing?
Submitted January 09, 2021 at 05:17PM by wondering-soul https://ift.tt/2XqIDfY