I decided to start keeping track on my spending. And doing a few minor adjustments.
$56 on food. (Me and my girlfriend had a anniversary usually is cheaper.) Gas $30.
I have my monthly payments already in schedule and in lock for the due dates. $355 car payment Insurance $160 Phone bill $110
I put $1,000 cash I have into a shoe box and have slowly added another $200.
Thank you guys. I will update you in about a month or two of how my progress has come along. I truly do feel better keeping track of where my money is going and I could for sure allocate a lot more to a dedicated savings account I’ve began talking to my mom about opening. (She still is on my account, I am 20 and she knows how bad of a spender I am.) but improvements I see in myself make me happy but I shall not give up.
Thanks everyone for the words even if they where a little harsh y’all got me in the right mindset
January 31, 2021 at 10:32PM
